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What Happens on Closing Day in Ontario?

A practical overview of the documents, money, keys, and final steps involved in an Ontario real estate closing.

By Adeglory Law OfficePublished July 22, 2026

Closing day is the date ownership and funds are exchanged and the transaction is completed. Much of the legal work happens before that day, so preparation and timely communication are important.

Before closing day

  • Confirm your lawyer has current contact information and identification.
  • Arrange any required closing funds using the method and deadline provided by the law office.
  • Complete your final property visit and promptly report material concerns.
  • Keep insurance and lender requirements on track.

What your lawyer coordinates

The legal team reviews closing documents, completes title and registration work, exchanges funds and documents with the other side, and confirms when the transaction has legally closed.

When keys are released

Keys are normally released after registration and the required funds have been received. The exact timing can vary, so avoid scheduling movers or contractors too tightly around a specific hour.

Your lawyer’s closing instructions are specific to your transaction and should take priority over any general checklist.

This content provides general information only and is not legal advice.

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Ontario Closing Day: What Buyers and Sellers Should Expect